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Multiple Choice Questions 1. Which statement most accurately describes the relationship between health insurance and health? a. Compared with insured person, the uninsured tend to be diagnosed at later stages of life-threaten illness. b. Having health insurance has no impact on a person’s overall health. Genetics and lifestyle choices are the only factors proven to impact health. c. In an effort to avoid high-cost hospitalizations, the uninsured are more likely to practice health maintenance behaviors than those with insurance. d. People who have health insurance display 25% increase risk of dying when compared to the uninsured. 2. What do the health system of Japan, Germany, Canada and the United Kingdom have in common? a. All provide health insurance though an employment-based, private insurance system b. All provide government financed health care systems. c. All provide universal health care coverage to their citizens. d. All provide sickness finds for their citizens. Essay Questions For the last 25 years, what has been the fundamental conflict between purchasers and the health care industry? List the methods of hospital payments Does an HMO promote the regionalized or dispersed model of care? How? Choose one payment method and discuss how an insurance company can transfer financial risk to a provider and the amount of risk involved for the provider. Why has cost containment become such a focus of the American public? Give examples of current cost containment measures commonly used.
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